Liquidity backed by your assets
Turn the value of your assets into liquidity.
Access the value of your real estate assets through flexible, transparent solutions adapted to your needs.
About us
Vern
Vern is Spain’s leading PropTech specialising in innovative liquidity solutions backed by real estate. We help owners turn the value of their properties into capital quickly, safely and flexibly, through a technology platform powered by artificial intelligence.
We work with individuals, businesses and the self-employed, offering solutions adapted to each need and type of asset. If you own a home, commercial premises, office, industrial unit, building, land or any other property, with or without a mortgage, we analyse your case and design the alternative that best fits your goals.
Our team combines technology, experience and knowledge of the real estate market to offer agile, transparent and personalised, providing liquidity without the limitations of traditional channels.
Liquidity solutions for property owners.
With or without selling your property

Tailor-made liquidity solutions of up to €10,000,000
Access the liquidity you need with a proposal adapted to your situation. We analyse each case individually and select the solution that best fits your needs, goals and type of asset, offering you flexible, fast and personalised alternatives.

An expert analysis, at no cost
We study your situation free of charge and in confidence to offer you the liquidity solution that best suits your needs. Our team analyses each case individually to help you get the most value from your real estate assets.

For property owners
If you own a flat, house, commercial premises or industrial unit, we can study the viability of the transaction for you.

Expert advice and maximum agility
A specialist manager will take care of all the documentation and processing. Once the transaction is formalised, the amount will be transferred to your bank account on the day of signing.

Within 24 hours. We sign in a few days.
Specialist managers will contact you within 24 hours to respond to your request.

Professional and Transparent
We have experience in the real estate, financial, legal and tax sectors. All transactions are signed before a notary.
You only need to complete these 4 simple steps
to receive the money
Tell us about your case
Share information about your property and your liquidity needs through our form or with one of our specialists.

We analyse your situation
Our team studies your case and assesses the asset to identify the solution that best fits your goals.

You receive a personalised proposal
We present a clear, transparent, no-obligation proposal designed specifically for your situation.

We formalise the transaction
Once the proposal is accepted, we manage the whole process quickly so you can have the liquidity as soon as possible.
A new way to access liquidity
At Vern we turn the value of your real estate assets into liquidity through innovative solutions, agile and flexible. We design tailor-made transactions for individuals, the self-employed and businesses, adapting to each situation so you can have the capital you need without giving up the potential of your assets.
Sale & Lease-Back
Obtain liquidity from your assets without giving up the use of your property, with a flexible, secure solution adapted to your needs. With or without a buy-back option.

| Mortgage guarantee | Purchase option | Quick sale | Sale with guaranteed rental (with or without buy-back) |
|
|---|---|---|---|---|
| What is it? | A loan with a property as collateral | You grant a right to sell your property | You sell your home quickly and easily | You sell your property and stay in it as a tenant |
| Applicant’s age | 18+ | 18+ | 18+ | 18+ |
| When do you get the money? | Single amount on signing the contract | Single amount on signing the contract | Single amount on signing the contract | Single amount on signing the contract |
| Can I use the property? | ✓ | ✓ | X | ✓ |
| Do you keep ownership? | ✓ | ✓ | X | X |
| Can it be rented out? | ✓ | X | X | X |
| Loan repayment | Amount + interest | X | X | X |
| Outstanding mortgage | Up to 10% | Up to 40% | Up to 40% | Up to 40% |
| More info | More info | More info | More info | |
| Apply | Apply | Apply | Apply |
Where do we work?
Sale with guaranteed rental in Barcelona | Sale with guaranteed rental in Madrid | Sale with guaranteed rental in Seville | Sale with guaranteed rental in Valencia | Sale with guaranteed rental in Zaragoza | Sale with guaranteed rental in Malaga | Sale with guaranteed rental in Murcia | Sale with guaranteed rental in Las Palmas| Sale with guaranteed rental in Bilbao | Sale with guaranteed rental in Mallorca | Sale with guaranteed rental in Alicante | Sale with guaranteed rental in Cordoba | Sale with guaranteed rental in Valladolid |

