Liquidity backed by your assets

Turn the value of your assets into liquidity.

Access the value of your real estate assets through flexible, transparent solutions adapted to your needs.

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About us
Vern

Vern is Spain’s leading PropTech specialising in innovative liquidity solutions backed by real estate. We help owners turn the value of their properties into capital quickly, safely and flexibly, through a technology platform powered by artificial intelligence.

We work with individuals, businesses and the self-employed, offering solutions adapted to each need and type of asset. If you own a home, commercial premises, office, industrial unit, building, land or any other property, with or without a mortgage, we analyse your case and design the alternative that best fits your goals.

Our team combines technology, experience and knowledge of the real estate market to offer agile, transparent and personalised, providing liquidity without the limitations of traditional channels.

Who are we?

Liquidity solutions for property owners.

With or without selling your property

Icono de soluciones de liquidez inmobiliaria de Vern Properties

Tailor-made liquidity solutions of up to €10,000,000

Access the liquidity you need with a proposal adapted to your situation. We analyse each case individually and select the solution that best fits your needs, goals and type of asset, offering you flexible, fast and personalised alternatives.

Icono de análisis experto sin coste

An expert analysis, at no cost
We study your situation free of charge and in confidence to offer you the liquidity solution that best suits your needs. Our team analyses each case individually to help you get the most value from your real estate assets.

Icono de soluciones para propietarios

For property owners
If you own a flat, house, commercial premises or industrial unit, we can study the viability of the transaction for you.

Icono de asesoramiento experto y máxima agilidad

Expert advice and maximum agility
A specialist manager will take care of all the documentation and processing. Once the transaction is formalised, the amount will be transferred to your bank account on the day of signing.

Icono de respuesta en 24 horas y firma en pocos días

Within 24 hours. We sign in a few days.
Specialist managers will contact you within 24 hours to respond to your request.

Icono de servicio profesional y transparente

Professional and Transparent
We have experience in the real estate, financial, legal and tax sectors. All transactions are signed before a notary.

You only need to complete these 4 simple steps
to receive the money

Paso 1: cuéntanos tu caso

Tell us about your case

Share information about your property and your liquidity needs through our form or with one of our specialists.

Paso 2: analizamos tu situación

We analyse your situation

Our team studies your case and assesses the asset to identify the solution that best fits your goals.

Paso 3: recibes una propuesta personalizada

You receive a personalised proposal

We present a clear, transparent, no-obligation proposal designed specifically for your situation.

Paso 4: formalizamos la operación ante notario

We formalise the transaction

Once the proposal is accepted, we manage the whole process quickly so you can have the liquidity as soon as possible.

 
 

A new way to access liquidity

At Vern we turn the value of your real estate assets into liquidity through innovative solutions, agile and flexible. We design tailor-made transactions for individuals, the self-employed and businesses, adapting to each situation so you can have the capital you need without giving up the potential of your assets.

Sale & Lease-Back

Obtain liquidity from your assets without giving up the use of your property, with a flexible, secure solution adapted to your needs. With or without a buy-back option.

Edificio de oficinas moderno, liquidez inmobiliaria para empresas

Quick Sale

By acquiring your property, we offer you an efficient alternative to obtain liquidity immediately, with a process fully managed by specialists.

Vende tu piso rápido

Purchase Option

Obtain the liquidity you need while remaining the owner of the property and being able to sell it to whoever suits you best.

vender tu casa y seguir viviendo en ella
La solución para tu tranquilidad
  Mortgage guarantee Purchase option Quick sale Sale with guaranteed rental
(with or without buy-back)
What is it? A loan with a property as collateral You grant a right to sell your property You sell your home quickly and easily You sell your property and stay in it as a tenant
Applicant’s age 18+ 18+ 18+ 18+
When do you get the money? Single amount on signing the contract Single amount on signing the contract Single amount on signing the contract Single amount on signing the contract
Can I use the property? ✓ ✓ X ✓
Do you keep ownership? ✓ ✓ X X
Can it be rented out? ✓ X X X
Loan repayment Amount + interest  X  X  X
Outstanding mortgage Up to 10% Up to 40% Up to 40% Up to 40%
  More info More info More info More info
  Apply Apply Apply Apply

Where do we work?